摘 要：在互联网技术快速发展的时代，各行各业的业务都越来越多地从线下发展到线上，金融领域的银行业务也不例外，把主营业务相继开发到线上系统，为保证系统功能可靠、性能稳定和运行正常，银行系统的开发人员和测试人员时刻记着自己的使命，即让用户用上放心安全的操作系统。银行网贷平台连接的外围系统较多，平台操作界面较多，并且存在一些不可控因素等，导致银行网贷系统对测试的要求比较严格，测试人员要考虑的因素和测试重点相对较多，但测试的最终目标就是保证被测产品能按时成功上线。本文结合银行的网贷平台特点，从贷前贷中的用户界面功能测试、接口联通性测试到贷后的报表测试，以及进行流程测试以验证业务场景的正确性等四个方面来进行系统的测试分析。
关键词：网络贷款；互联网金融；网贷业务；功能测试
中图分类号：TP311.52 文献标识码：A 文章编号：2096-4706（2019）14-0065-04
Testing and Analysis of Online Loan Business Function of a Bank
LIU Jiaxiang
（Shanghai Yuxin Yicheng Software Technology Co.，Ltd.，Shanghai 200120，China）
Abstract：In the era of rapid development of internet technology，more and more businesses in all walks of life have developed from offline to online，and banking business in the financial field has developed its main business to online system one after another. In order to ensure the reliability，stability and normal operation of the system，the developers and testers of the banking system always remember their mission. Let users use a secure operating system. Because there are many peripheral systems connected by the bank online loan platform，many platform operating interfaces and some uncontrollable factors，the bank online loan system has strict requirements for testing，and testers have more factors to consider and test focus. But the ultimate goal of testing is to ensure that the product under test can be successfully launched on time. Based on the characteristics of the bank’s online lending platform，this paper carries out systematic testing and analysis from four aspects：user interface function test，interface connectivity test，report form test after loan，and finally process test to verify the correctness of business scenarios.
Keywords：internet loan；internet finance；online lending business；functional testing
参考文献：
[1] 宋家强. 商业银行网贷系统的设计与实现 [D]. 大连：大连理工大学，2018.
[2] 王天. 类银行网贷平台的可行性分析 [J]. 当代经济，2017（16）：28-29.
作者简介：刘嘉祥（1976.12-），男，汉族，山东日照人，助理工程师，研究方向：计算机软件。